Wednesday, September 3, 2008

Where to Get Affordable Major Medical Insurance

It may take some searching to find affordable major medical insurance, but the time you spend will be well worth it. Here's how to get affordable major medical insurance with a top-rated company.

What is Different about this Type of Health Insurance?

Unlike other types of health insurance, major medical insurance does not cover smaller medical needs such as routine office visits. Instead, it covers major illnesses and injuries, including charges for ...

* Hospitalization

* Doctor visits

* Private nurses

* Prescribed out-of-hospital treatment

* Outpatient procedures

* Medical appliances

* Prescriptions

While major medical policies do not cover all health needs, they offer a couple important advantages over traditional policies:

* Larger lifetime benefit maximums

* Lower monthly premiums

These policies are especially popular among young people who are in good general health.

Finding the Best Rates

If you're in the market for a major Medical Insurance policy, the Internet is a great place to search. To find quotes, you can go to an insurance comparison website and complete an online form with information such as ...

* Your health, including any pre-existing health conditions

* The number of people the policy will cover

* Your health habits, including whether you exercise and use tobacco

* Your hobbies and occupation

Source: EzineArticles.com

1 comment:

Jenice said...

The idea to obtain an affordable medical insurance policy seemed to be really nice. But I am not sure about it, if it will work and help one in obtaining a policy that costs low. I will try it.
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